If you are NHS staff or a care giver working for agency with no Income Protection, you could be at risk of financial loss due to unplanned absences when faced with sickness or an accident. Working long hours and constantly surrounded by severely ill or injured people, if you have no financial protection like Income Protection, your livelihood could be in jeopardy. If you are agency staff and are not entitled to receive sick pay benefit, you should always keep in mind that you should protect yourself so you can take care of your personal financial commitments and to continue helping and taking care of other people.
Working in a medical field, you are exposed to a lot of health-related risks and accidents. Because of the fast-paced environment, you are prone to slips and falls. In a medical setting, there are various tripping hazards such as cords, tubing or hoses. You are also at risk of contracting infectious diseases such as MRSA, HIV and other life threatening diseases whether through needlesticks or other accidental exposure. These are just a few examples of the risks you are exposed to. Working in a hospital or care homes does not spare you from expenses when you are off sick due to health-related problems and accidents. In fact, there’s a lot of occupational hazards that may render you unable to work. If you have no Income Protection and are worried for unforeseen event, speak to our qualified adviser to find out more about how you can protect yourself in case you are unable to work due to an illness or accident.
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