Accidental Plan is a low-cost insurance that protects you from financial loss if you suffer from an injury or die in an accident. It gives you peace of mind that your family can cope financially should the unfortunate happen.
Many people think they will not meet an accident until it actually happens.Have you ever thought of what would happen if you have an accident? No matter how careful you are, you are exposed to risks everyday. You never know where or when an accident will happen. An accident may result to different outcomes. Minor accidents can debilitate you temporarily, but major accidents can result to disability. An accident can also result to death. You can easily lose all your savings or go into debt, because of medication, high hospital fees and therapy. If you become disabled, it will greatly affect your livelihood and prevent you from earning a wage. Unfortunately, not everyone survives an accident. If that happens, how will your family cover their daily expenses? You cannot predict an accident, but you can protect yourself against financial loss due to an accident.
Accidental Plan covers the expenses you may incur after an accident. It provides financial security at a low cost. It provides financial aid if you are unable to work temporarily due to partial impairment. The cover helps to ensure your family will be provided for if you have a fatal accident. You will pay a monthly premium. The premium usually remains the same during the length of the policy. You will receive a cash benefit if you have an accident or receive a serious injury during the policy term. Your beneficiaries will receive a lump sum if you die due to an accident. Some insurers allow you to pick different levels of cover. The higher level of cover the larger cash payout will be paid in the event of accident or fatal injury.
This type of plan does not require you to undergo any medical exam. It does not cover death due to an illness or disease. You can still claim the benefits regardless if you have any other insurance. It pays a lump sum in the event of death due to an accident. The policy can be tailored to suit your needs. This plan does not have a cash value at any time.
Find out more about our Accidental Plans. You can speak with one of our qualified advisers to get a free advice. We will help you choose the right cover that will suit your needs. Just click on the “Get a free quote” button and we will get in touch with you.